This Benjamin review is coming from someone who has actually used the app long-term and cashed out real money from it — over $200 worth. Benjamin is legit, but if you’re looking for fast or effortless cash, this app is probably going to frustrate you.

Benjamin used to be one of my favorite money-making apps. Cashback went straight to your balance, payouts were fast, and it felt genuinely rewarding. Over time, though, constant app overhauls changed the experience — and not for the better.

So let’s talk honestly about how Benjamin works now, what’s still worth your time, and what you should probably skip.

Benjamin Review: Is Benjamin Legit?

Yes — Benjamin is legit. I’ve received instant payouts, same-day payouts, and gift cards from this app in the past. The money is real.

The problem isn’t legitimacy. The problem is that earning money with Benjamin is slower, more complicated, and far less rewarding than it used to be.

How the Benjamin App Works in 2026

Benjamin currently offers several ways to earn:

• Cashback on shopping
• Game testing with milestone payouts
• In-app games
• Surveys
• Offer wall and promo signups
• Daily check-in streaks

Some of these still work well. Others are mostly a waste of time.

Cashback: High Percentages, Very Slow Payouts

The cashback feature is still one of the better parts of Benjamin — at least on paper. The percentages are often higher than what you’ll find on other cashback apps.

The downside is how long it takes to actually get your money.

Here’s how cashback works now:

• You earn cashback
• It shows as “ready to claim”
• You claim it
• It moves into a cash queue
• You wait weeks or months for it to hit your balance

This used to be instant — and that was one of Benjamin’s biggest perks.

Realistically, if you only use Benjamin for cashback, you’ll earn around $25 per year, assuming you remember to log in regularly so your cashback doesn’t expire.

It’s free money, but it’s very slow money.

In-App Games (Like MoMo Runner): Not Worth Your Time

Benjamin has added its own in-house games, including MoMo Runner. These games look cute and claim you can earn a lot, but the math doesn’t hold up.

You typically earn around 90–100 coins per level, and 1,000 coins equals $0.10. That means you’re completing roughly 10–11 levels for ten cents.

Despite “earn up to $20” messaging, these games are extremely low-paying and not an efficient way to make money.

If you’re trying to earn, skip these.

Game Testing for Cash: Where the Real Money Is

This is still Benjamin’s strongest feature.

Game testing works like it does on other legit reward apps:

• You download a game you’ve never installed before
• You complete specific milestones
• You earn cash for each milestone

I’ve personally earned around $50 from a single game by completing all the milestones.

A few important tips:

• You must allow tracking when you install the game
• Always test the first milestone to make sure it’s tracking
• Some games don’t track properly — it happens
• Choose games you actually enjoy and can realistically finish

If you treat Benjamin like a selective game-testing app instead of a daily grind, this feature still pays.

What About Surveys?

Benjamin also offers surveys through its “Survey Moments” section. There are usually plenty available, and they’re matched to your profile.

That said, surveys have never been my preferred way to earn money here.

• Inconsistent payouts
• Frequent disqualifications
• Time estimates that don’t always match reality

They do pay, but compared to game testing or cashback, surveys aren’t where I’d personally focus my effort.

Daily Check-In Streak: Very Low Pay for Daily Effort

Benjamin also has a daily check-in streak that rewards you for logging in every day and watching an ad.

Here’s the reality:

• You must log in daily
• You have to watch an ad
• After about two weeks, you earn roughly $0.75–$1.50 total

This feature used to be a spinning wheel where you had a chance to earn more. Now it’s predictable, low-paying, and not worth the effort in my opinion.

Other micro-earning apps — like JustPlay — are far more lucrative if you’re watching ads.

The Offer Wall Problem

Benjamin has become extremely offer-heavy.

You’ll see promotions for bank accounts, crypto apps, subscriptions, and free trials everywhere. While I understand this is how the app makes money, it completely changes the experience.

Instead of passive earnings, Benjamin now pushes high-commitment actions that require time, personal information, and follow-through.

Cashout Minimum and Payout Timing

• Minimum cashout: $25
• Payout speed: inconsistent
• Some payouts are instant, others take months

This is another reason Benjamin isn’t a quick cash app anymore.

Final Verdict: Is Benjamin Worth It?

This Benjamin app review comes down to expectations.

Benjamin is legit, and it can still pay real money — especially through game testing. But it’s no longer fast, easy, or passive.

If you want quick cash, this isn’t the app for you. If you’re okay with slow cashback, selective game testing, and checking in occasionally to avoid expirations, Benjamin may still be worth keeping installed.

Just don’t expect it to be what it used to be.

If you’re looking for faster-paying alternatives, check out my guide to apps that pay the same day.