The Benjamin app is one of several mobile apps claiming to help users earn cash rewards through everyday phone use. The app says the average user can easily make around $50 a month — not bad for something that involves playing games, watching ads, taking surveys, and shopping. But does it actually live up to that promise?

With so many “get paid to” apps flooding the market, it’s easy to be skeptical — especially if you’re a busy mom who doesn’t have time to waste on scams. So, Mom Unfiltered downloaded and tested Benjamin to find out whether it’s a legit way to earn real money or just another overhyped app. Here’s what we discovered.

Residual Earner: Daily Bonuses & Cashback

Benjamin offers several ways to earn, but even if you never play games or take surveys, you can still make a few dollars each month through daily logins alone. Every day you open the app, tap the login bonus, watch an ad, and spin a wheel, you’ll earn at least $0.10. Depending on the wheel results, you might double or triple that amount for the day.

Over time, that adds up — between $3 and $12 per month — just for logging in and watching short ads. You also earn streak bonuses for consistency:

Day 10: $0.50 Bonus
Day 20: $1.00 Bonus
Day 30: $1.50 Bonus

In total, that’s another $3 a month in streak bonuses, meaning you can earn between $6 and $18 a month with almost no effort. Not bad for pressing a few buttons.

Cashback for Shopping

One of Benjamin’s biggest draws is its built-in cashback feature. By securely linking your debit or bank card, you’ll earn cashback automatically on most purchases — from grocery stores to insurance payments. The system works on a tiered model that increases your earnings over time. Starting out, you’ll receive roughly $0.01 for every $10 spent.

It’s not life-changing money, but it does add up — especially since it applies to nearly every transaction. For example, we paid a $200 insurance bill and earned $0.20 in cashback. Just remember to open the app daily to claim your cashback rewards; if you forget, the bonuses don’t stack automatically.

Benjamin also runs monthly bonus challenges. In one month, users could earn an extra $125 just for hitting $125 in total earnings and playing four new games. Another month offered a $20 bonus for earning $40 through arcade play. These limited-time events can give your balance a nice boost if you’re active in the app.

The MoMo Update: What’s New?

Benjamin recently rebranded its in-app currency as MoMo, and introduced the MoMo Ring — a progress tracker that visually displays your daily earnings. Here’s a breakdown of the key updates:

• Earnings are now displayed as “MoMo” instead of dollars.
• New interface with the MoMo Ring to monitor your daily progress.
• Cashback remains available but with updated rules and bonus tiers.
• The withdrawal minimum is still $25 to cash out.

While some users have noted slightly lower earnings since the MoMo update, others appreciate the cleaner design and easier navigation. So the big question remains — does Benjamin still pay?

Proof That Benjamin Pays

Payment proof is where Benjamin really earns credibility. Here’s a snapshot from my own account:

• Total earned: $208.07
• Available balance: $0.34
• Pending balance: $0.00

Successful Withdrawals

• Same-day payout: $29.24 (Feb 25)
• Same-day payout: $31.97 (Nov 4)
• Instant payout: $84.39 (Jul 22)
• Instant payout: $29.37 (Jun 10)
• Gift card payout: $32.76 (Mar 24)

These payments prove that Benjamin is still paying users once they reach the withdrawal minimum.

Benjamin App: The Downsides

No app is perfect, and Benjamin has its flaws. The $25–$30 withdrawal threshold is higher than many competitors, which might discourage casual users. Early on, I also ran into a glitch during my first withdrawal — a week passed before I received my Walmart gift card. Thankfully, customer support responded quickly and resolved the issue within an hour. Since then, every payment has arrived without a hitch.

Update (March 2025): After cashing out several more times, I can confirm the first delay was a one-time issue. Payments have been smooth and reliable ever since, and the app now offers more payout options than before.

Mom Unfiltered’s Verdict

Yes — Benjamin is Mom Approved!

This isn’t a get-rich-quick app, but it’s one of the more consistent and trustworthy ones I’ve tested. You can realistically earn $20–$50 a month by casually engaging with it, and the cashback feature adds genuine value. Whether you play games, do surveys, or just log in for the daily bonus, the app steadily rewards your time.

If you’re ready to give it a try, click here to sign up for Benjamin and start earning extra cash every month. It’s free, easy to use, and one of the few apps that truly pays — no gimmicks attached.

Updated March 2025: This remains one of my favorite earning apps. You’re missing out if you don’t at least use it for cashback. Just link your debit card, log in daily, and claim your earnings. It really is that simple.